Comments on: More For Your Money – Free Ebook! http://www.aliventures.com/more-for-your-money/ Getting more from life Sat, 31 Jul 2010 00:17:57 -0700 hourly 1 By: Seven Reasons You Check Email So Frequently – And How To Stop http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-781 Seven Reasons You Check Email So Frequently – And How To Stop Thu, 29 Oct 2009 18:21:20 +0000 http://www.aliventures.com/?p=462#comment-781 [...] [...] [...] [...]

]]> By: Ali http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-775 Ali Wed, 28 Oct 2009 09:45:51 +0000 http://www.aliventures.com/?p=462#comment-775 Pete, hope you enjoy EcoSimply! It's a pretty new site (launched a couple of months ago), and they've got some fantastic content (and I'm not saying that just cos I write for them ... ;-)) Mark, thank you! Yes, I find some of the frugality advice downright depressing. I went through a phase of reading personal finance blogs and ended up feeling worse rather than better -- I was trying to penny-pinch when, frankly, I didn't need to (and it usually ended up having a high time cost). Enjoy the ebook! Endy, looking forward to reading your thoughts. Thanks for the congrats! I'm hoping to have a third free ebook up before long... Pete, hope you enjoy EcoSimply! It’s a pretty new site (launched a couple of months ago), and they’ve got some fantastic content (and I’m not saying that just cos I write for them … ;-) )

Mark, thank you! Yes, I find some of the frugality advice downright depressing. I went through a phase of reading personal finance blogs and ended up feeling worse rather than better — I was trying to penny-pinch when, frankly, I didn’t need to (and it usually ended up having a high time cost). Enjoy the ebook!

Endy, looking forward to reading your thoughts. Thanks for the congrats! I’m hoping to have a third free ebook up before long…

]]> By: Endy Daniyanto http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-774 Endy Daniyanto Wed, 28 Oct 2009 04:45:40 +0000 http://www.aliventures.com/?p=462#comment-774 Wow, what a great surprise! I just noticed this in my feed reader. Haven't read it yet, but will soon and come back with replies. Thanks and congrats on the 2nd free e-book. Cheers, Endy Wow, what a great surprise! I just noticed this in my feed reader. Haven’t read it yet, but will soon and come back with replies.

Thanks and congrats on the 2nd free e-book.

Cheers,
Endy

]]> By: Mark Foo | 77SuccessTraits.com http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-773 Mark Foo | 77SuccessTraits.com Wed, 28 Oct 2009 01:52:18 +0000 http://www.aliventures.com/?p=462#comment-773 Hi Ali, <i>"I’m no fan of excessive frugality, and I’m definitely not recommending any penny-pinching here."</i> Thank you so much for this. Me too, is no fan of excessive frugality. There're so many articles on frugality all over the web that it makes me sick because it's so disempowering. Don't get me wrong. I've nothing against frugality. But I just have a different idea on frugality than what other people have in mind. To me, spending $10,000 a month is pretty frugal if you're making $20,000 or $30,000 a month, although $10,000 a month is a lot of money to a lot of people. I don't believe being frugal is all about penny-pinching. And I believe more in getting the most value for your buck than saving every penny you have. Now I'm going to check out your eBook. Cheers~ Mark Hi Ali,

“I’m no fan of excessive frugality, and I’m definitely not recommending any penny-pinching here.” Thank you so much for this. Me too, is no fan of excessive frugality. There’re so many articles on frugality all over the web that it makes me sick because it’s so disempowering. Don’t get me wrong. I’ve nothing against frugality. But I just have a different idea on frugality than what other people have in mind. To me, spending $10,000 a month is pretty frugal if you’re making $20,000 or $30,000 a month, although $10,000 a month is a lot of money to a lot of people.

I don’t believe being frugal is all about penny-pinching. And I believe more in getting the most value for your buck than saving every penny you have. Now I’m going to check out your eBook.

Cheers~

Mark

]]> By: Pete http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-771 Pete Tue, 27 Oct 2009 18:59:07 +0000 http://www.aliventures.com/?p=462#comment-771 Ali, thanks for the pointer to EcoSimply. I hadn't come across it until now, and it seems like an excellent resource. I've added it to my feed reader. Ali, thanks for the pointer to EcoSimply. I hadn’t come across it until now, and it seems like an excellent resource. I’ve added it to my feed reader.

]]> By: Ali http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-769 Ali Tue, 27 Oct 2009 16:44:03 +0000 http://www.aliventures.com/?p=462#comment-769 Thanks, Pete! I've realised more and more (especially when I blog on American-centred sites) that it's not just one language that divides us! It's tricky to know whether to include fairly UK-specific stuff, but I figure at least I can help a few readers that way, and that my other readers will have your good sense in disregarding anything irrelevant. And thanks for the thoughts about ethical purchasing; it's something that's more often on my mind when I write for <a href="http://ecosimply.com" rel="nofollow">EcoSimply</a> - though I've not tackled it directly there, either. There are quite a few areas where the ethical option is actually a financial win over time: eg. energy-saving lightbulbs, reusable items rather than disposable ones. I'll do some thinking on this and see what I can come up with, either here or for EcoSimply... Michael, glad you liked the reference! (Trent's such a good-humoured and generous guy, I figured I could get away with it. ;-)) Like you, I went through a couple of tough financial periods -- when getting to grips with budgeting as a student (though my rent and some of my food were covered, so I was pretty much safe) and when I first moved into my current flat. I learnt that there are a lot of times when something free or cheap is just as fun as something pricy. Great point about little "No's" adding up to a bigger "Yes" ... I've been keeping a wary eye on my casual spending this year and so can afford to go to SXSW Interactive next March. :-) Thanks, Pete! I’ve realised more and more (especially when I blog on American-centred sites) that it’s not just one language that divides us! It’s tricky to know whether to include fairly UK-specific stuff, but I figure at least I can help a few readers that way, and that my other readers will have your good sense in disregarding anything irrelevant.

And thanks for the thoughts about ethical purchasing; it’s something that’s more often on my mind when I write for EcoSimply – though I’ve not tackled it directly there, either. There are quite a few areas where the ethical option is actually a financial win over time: eg. energy-saving lightbulbs, reusable items rather than disposable ones. I’ll do some thinking on this and see what I can come up with, either here or for EcoSimply…

Michael, glad you liked the reference! (Trent’s such a good-humoured and generous guy, I figured I could get away with it. ;-) ) Like you, I went through a couple of tough financial periods — when getting to grips with budgeting as a student (though my rent and some of my food were covered, so I was pretty much safe) and when I first moved into my current flat. I learnt that there are a lot of times when something free or cheap is just as fun as something pricy. Great point about little “No’s” adding up to a bigger “Yes” … I’ve been keeping a wary eye on my casual spending this year and so can afford to go to SXSW Interactive next March. :-)

]]> By: Michael http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-766 Michael Tue, 27 Oct 2009 08:55:14 +0000 http://www.aliventures.com/?p=462#comment-766 Great little ebook :) as a fellow Simple dollar reader I love the home made detergent reference. I like the fact that it's not a frugality book the web seems to be littered with more people trying to pinch more pennies. Looking back now I am actually quite fortunate to have gone through a tough financial period. In a lot of ways it taught me to be more creative about sticking to a budget without sacrificing quality of life. The biggest thing for me when looking at money matters nowadays is remembering that lots of little "No's" can add up to a much bigger "Yes" later on, as long as you're actively managing your spending. .-= Michael´s last blog ..<a href="http://feedproxy.google.com/~r/monetizeblog/tdAB/~3/kE9ZbB9kN9s/" rel="nofollow">Link Love End October Edition</a> =-. Great little ebook :) as a fellow Simple dollar reader I love the home made detergent reference. I like the fact that it’s not a frugality book the web seems to be littered with more people trying to pinch more pennies.
Looking back now I am actually quite fortunate to have gone through a tough financial period. In a lot of ways it taught me to be more creative about sticking to a budget without sacrificing quality of life. The biggest thing for me when looking at money matters nowadays is remembering that lots of little “No’s” can add up to a much bigger “Yes” later on, as long as you’re actively managing your spending.
Michael´s last blog ..Link Love End October Edition

]]> By: Pete http://www.aliventures.com/more-for-your-money/comment-page-1/#comment-761 Pete Mon, 26 Oct 2009 19:56:45 +0000 http://www.aliventures.com/?p=462#comment-761 Thank you, Ali. I found the advice clear, straightforward and sound, although some details would need to be modified for Aotearoa/New Zealand (e.g. searching for vouchers or cashback offers would be a great way to spend time for little reward). The main area of advice I would have liked to read would be how this approach can be compatible with ethical purchasing. Unfortunately, ethical characteristics (environmental, animal welfare, fair trade, etc.) are far too often used as a marketing strategy to increase the price of the product — free range eggs are much cheaper than those from battery hens, for example. Some advice in your book already hints at how this compatibility might be achieved (e.g. "Have a couple of meat-free nights each week"), but the issue seems problematic, with a common criticism being that it's only the rich "greenies" who can afford to buy "ethically". I'd like to believe that argument's spurious, but struggle to find counter-arguments other than the obvious one: that applying the principles you discuss in your e-book will allow the flexibility to spend a little more to buy ethically. .-= Pete´s last blog ..<a href="http://pohanginapete.blogspot.com/2009/10/memories-dreams.html" rel="nofollow">Memories, dreams</a> =-. Thank you, Ali. I found the advice clear, straightforward and sound, although some details would need to be modified for Aotearoa/New Zealand (e.g. searching for vouchers or cashback offers would be a great way to spend time for little reward).

The main area of advice I would have liked to read would be how this approach can be compatible with ethical purchasing. Unfortunately, ethical characteristics (environmental, animal welfare, fair trade, etc.) are far too often used as a marketing strategy to increase the price of the product — free range eggs are much cheaper than those from battery hens, for example. Some advice in your book already hints at how this compatibility might be achieved (e.g. “Have a couple of meat-free nights each week”), but the issue seems problematic, with a common criticism being that it’s only the rich “greenies” who can afford to buy “ethically”. I’d like to believe that argument’s spurious, but struggle to find counter-arguments other than the obvious one: that applying the principles you discuss in your e-book will allow the flexibility to spend a little more to buy ethically.
Pete´s last blog ..Memories, dreams

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